9) After the storm a bit of sauna...

Christmas and New Year's weeks were very peaceful compared to the amount of work I was doing before with all the stress of concentration.

Lots of eating, drinking, karaoke and chatting among my family-friends.

The weather was exceptional, for the first time in more than I don't know how many years... the snow didn't melt and it got to -25 degrees a couple of days. One more reason to eat more since we were burning too many calories, just sitting and drinking indoors.

Financial manager Karina Fogel of Finnvera told me that I would probably get an answer in January since the Christmas holidays were coming, so in a way, it stopped being my problem and now it was up to them.

The next step will be the real negotiations... most of the estimates are already done.

After you finish your business plan and present it to all the credit institutions, try to take a small break. In my case the Christmas holidays were just at the right time, however, even if there aren't any official holidays (Easter, Ramadan, Spring break, etc.) just take a nice free week for yourself.

But now, let's go to the sauna...